Services & Specialties

We will advocate on your behalf and can help you resolve or avoid the following problems:
 
Wage Garnishment
IRS wage garnishments are ongoing levies that are issued to your last known employer requiring your employer to withhold funds from your paycheck to send to the IRS or State to be applied towards the tax balances owed.  The amount to be withheld is determined by the number of people in your household dependent upon your income to pay for necessary living expenses.

Bank Levy
When a delinquent taxpayer fails to respond to notices of unpaid taxes, both the states and federal government employ enforcement action in the form of issuing a levy on any known bank accounts of a delinquent taxpayer.  If a banking institution receives a Notice of Levy having a name and Social Security number or employer identification number that matches their records, all funds in said account will be immediately frozen, rendering the funds inaccessible to the account holder.  The bank will forward the funds to the IRS or State after 21 days unless the taxpayer enters into an agreement with the IRS or State that will allow them to release the levy.
Tax Lien
The purpose of a tax lien is to protect the Government’s right of priority against certain third parties such as creditors.  A tax lien is a public record that is placed against a taxpayer with unpaid tax liabilities.  It is placed on record by the IRS or State tax collection agencies to protect the interest of the government in the event that a taxpayer takes an action that would involve granting a loan, selling or refinancing a home, or any other type of action where your credit is reviewed.
Property Seizure
Although relatively rare, the IRS and states can choose to pursue seizure of real property and personal property to satisfy an outstanding tax liability.  With regard to the IRS, this typically occurs only after several attempts have been made by the Service to satisfy the liability by other means without a response or cooperation from the taxpayer.
Tax Preparation
If you are receiving demands for payment of unpaid taxes and require assistance establishing an alternative arrangement besides asset seizure or levy activity, it may be necessary to prepare and file missing returns.  Filing delinquent tax returns may also be necessary when establishing an IPA or submitting an OIC.
Offer In Compromise
An Offer In Compromise (OIC) is an agreement between a taxpayer and the Internal Revenue Service that settles the taxpayer’s tax liabilities for less than the full amount owed.  Absent special circumstances, an Offer will not be accepted if the IRS believes that the liability can be paid in full as a lump sum or through installment payments. In most cases, the IRS will not accept an OIC unless the amount offered by the taxpayer is equal to or greater than the reasonable collection potential (RCP).
Payment Plan
When a taxpayer cannot afford to pay the balance owed in full, or when a taxpayer is not eligible for an Offer in Compromise, an Installment Payment Agreement (IPA) can be entered into to protect secured assets and establish a payment plan based on your ability to pay.  An IPA involves a financial analysis of gross monthly income against necessary living expenses.
Currently Non Collectible
When a taxpayer is experiencing a financial hardship they may be eligible for Currently Non Collectible (CNC) status.  In CNC status, the IRS places a hold on collection of the taxpayer’s debt until their financial situation improves.  CNC involves a financial analysis of gross monthly income against necessary living expenses.  The taxpayer must be insolvent or nearly so - expenses exceeding income.
Representation During Audits
When representing you in an audit, the focus is on obtaining supporting documents that will enable us to prove the deductions or credits claimed on your tax return that the IRS or State is challenging.  Our goal is to show the auditor in a clear and concise manner how you calculated the deductions, credits, etc.
Audit Reconsideration
If you missed the deadlines for participating in an audit or the deadlines for appealing the audit,  we can still help you.  In an Audit Reconsideration process, we ask the IRS to “reopen” the closed audit in order to consider items that were not considered during the initial process.  This can be done years after a tax return is filed.
Innocent Spouse
In some circumstances, one spouse on a joint tax return may qualify for relief from being held liable for tax delinquencies assessed.  The argument is that the other spouse or former spouse is the responsible party.
Penalty Abatement
Taxpayer often believe that the reason they can never get their balances lowered, even when on a payment plan, is because the IRS penalties and interest keep accruing on their accounts.  We will help you understand the penalty abatement process and determine if you qualify for it.
Trust Fund Recovery Penalty
Employers have duties owed to their employees, the State, and to the IRS associated with their payroll.  Employers are responsible for reporting, collecting, and depositing income taxes, Social Security and Medicare taxes (FICA) with state and federal authorities.  Employers have a responsibility to manage their wage earner employees’ withholdings by withholding taxes as instructed by the employee and submitting these taxes to the IRS and the state.  These taxes are called trust fund taxes because you actually hold the employee's money in trust until you make a tax deposit in that amount.  The TFRP may apply to you if these unpaid trust fund taxes cannot be immediately collected from the business.
Non-Rep Financial Review
This is a non-representation service where our professionals will obtain all necessary tax account records directly from the IRS (using a non-representation authorization form), review, analyze and prepare the IRS Form 433-F or 433-A on your behalf, provide you with an in depth analysis of your financial situation as it relates to your tax liability, and advise you on the best direction to take based on your specific tax situation.  We will also provide you with a complete, organized, and accurate financial analysis package that can be used for your proposal to the IRS or State and provide you with a one-hour post analysis consultation.
 
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